Our advice is Relationship Driven, Non-Transactional and delivered with integrity.

Cashflow Finance

You are freed from chasing outstanding invoices, suppliers can be paid
promptly, and that time can be spent building your business.

Better than an overdraft – comparable funding, no re-negotiation, no personal property charges.

Cashflow help for owner managed, small to medium sized businesses, well established or young and growing.

With discounting, up to 95% of the invoice value can be released,
often on the day that the invoice is raised, and drawn down as required.
This is a confidential service, the client will be unaware.

Using factoring, your invoices are managed by a factoring team who
will chase the client on your behalf and collect funds.

Unsecured Business Loans

An Unsecured Business Loan could be the quick solution your business needs.

There are NO valuations, NO solicitors, NO banks, and
NO drawn out process. It doesn't effect the relationship
with you bank, or security or Debenture, it is all about
the ability to repay the loan.

The majority of loans are very flexible, and can be used
for a variety of business uses. Often the funds are used
for a purpose where a bank would typically decline the
application.

  • Borrow up to £1,000,000
  • Fast and Flexible
  • Money for any legal purpose
    such as tax payment, working
    capital or general business expense
  • Monies can be available in days
  • Easy process

Minimum Criteria

A minimum annual
turnover of £50,000

Applicants need
to be limited companies or LLPs

2+ years’ filed
accounts with Companies House
in order to apply

No supported Personal
Guarantees are required

Express Enquiry

Complete our quick online enquiry form and one of our
specialists will contact you to discuss your specific options.

Express Enquiry








Case Study

Asset Finance (Renwables) – Leicestershire

LED Lighting Funding Requirement £805k

The situation: A large PLC required a lighting re-fit of one of its warehouses. The warehouse used lighting 24 hours a day and saw the benefit in installing LED lighting units, where the energy usage was 75% lower than their current units, but also had a life span of 10 years. This meant that the PLC didn’t have to replace the bulbs on an yearly basis. The replacement of bulbs meant a day’s closure of the warehouse and a team of installers who were expensive, this was not cost productive. The decision was made that a finance option may be a good solution to fund the units.

The Solution: A quotation was presented to Commercial Expert Ltd, due to the client being a PLC, data was readily available and a finance proposal was quickly produced to fund 100% of the fitments and installation costs. The payments were 100% tax deductible and were over a flexible term of 36,48 or 60 months, giving the client enough scope to decide which best fit their cash-flow.