Our advice is Relationship Driven, Non-Transactional and delivered with integrity.

Commercial Loan

Although Commercial Expert Ltd accesses the majority of high street lenders,
there are many more options available, all with completely different criteria.

Commercial Expert Ltd has the knowledge and the expertise to access
the vast range of lenders including specialist funders, building societies and challenger banks.

A commercial loan (business mortgage or commercial loan) is a loan secured
against a property used for any legal business purposes.

Often it can provide a flexible and affordable solution. Giving you access to much needed capital.

A commercial loan is usually considered the best way
to finance the purchase of buildings or land for business purposes.

Did you know?

  • Term to 30 years available
  • 'Interest Only' available up to 75%
  • 100% LTV available (professionals only).
    Up to 80% on standard plans
  • 'Goodwill' taken into account
  • Accounts viewed EBITDA (Earnings before
    interest, taxes, depreciation and a mortization)
  • 1st and 2nd charges
  • Low ERC's
  • Rates from 2.35% (typical)

Express Enquiry

Complete our quick online enquiry form and one of our
specialists will contact you to discuss your specific options.

Express Enquiry

Case Study

Refinance – London

Refinance – Total loan £700k

The situation: An existing client approached us looking to refinance a semi-commercial property compromising of a retail unit and 8 self-contained flats in order fund further investment properties. The client who is an experience professional landlord was looking for interest only funding to ensure his rental profits were kept as high as possible.

The solution: A loan of £700,000 was secured on a property valued at £1,000,000. The loan process took just under eight weeks, this would have been quicker if it hadn’t been delayed due to a legal complication. This was resolved by Commercial Expert Ltd using a ‘common sense approach’.