Direct access to over 200 lenders.

Commercial Loan

Although Commercial Expert Ltd accesses the majority of high street lenders,
there are many more options available, all with completely different criteria.

Commercial Expert Ltd has the knowledge and the expertise to access
the vast range of lenders including specialist funders, building societies and challenger banks.

A commercial loan (business mortgage or commercial loan) is a loan secured
against a property used for any legal business purposes.

Often it can provide a flexible and affordable solution. Giving you access to much needed capital.

A commercial loan is usually considered the best way
to finance the purchase of buildings or land for business purposes.

Did you know?

  • Term to 30 years available
  • 'Interest Only' available up to 75%
  • 100% LTV available (professionals only).
    Up to 80% on standard plans
  • 'Goodwill' taken into account
  • Accounts viewed EBITDA (Earnings before
    interest, taxes, depreciation and a mortization)
  • 1st and 2nd charges
  • Low ERC's
  • Rates from 2.35% (typical)

Express Enquiry

Complete our quick online enquiry form and one of our
specialists will contact you to discuss your specific options.

Express Enquiry

Case Study

Purchase – Yorkshire

Purchase – Total Loan £74k and £79k

The situation: An existing client with a large investment portfolio, came to us with the need for a short term loan that would allow him to purchase a new investment property to renovate and sell on. He is of a high net worth, clean credit record and over 20 years’ experience in property investment.

The solution: The property was purchased for £105,000.00 and we secured him a loan of £74,933.25 (70% LTV) over an 18 months on an interest only basis. This client also wanted to purchase another investment property for £105,500.00, he needed 70% LTV. The remaining monies coming from his own funds. Again, it was on a short term basis on 18 months on an interest only basis. The total loan was £79,928.80.