We provide Honest, Transparent and Bespoke Advice.

Property Investment Finance

There are many more options other than standard Buy to Let (BTL) lenders.
Commercial lenders have a good appetite for residential property investors,
particularly those with portfolios.

These are typically standalone transaction’s and borrowing is based upon a
bricks and mortar valuation and rental income. Several different stress
techniques are used by various lenders, the key is having the knowledge
and the access to these bespoke lenders.

Solutions are available for those property investors who want to:

  • Expand their portfolio
  • Buy property quickly at auction
  • Renovate existing property
  • Utilise existing equity in their property
  • Refinance onto a cheaper rate
  • Exit from their existing lender

Investment Property Loan

An Unsecured Business Loan could be the quick solution
for your business needs.

Did you know?

40 year term available, Interest only available, 85% maximum Loan to Value,
No need for income proof,
Low Early Redemption Charges, 1st and 2nd charges, Rates from 2.35% (typical), Capital raising for any legal purpose.

Case Study

Re-mortgage – Midlands

Remortgage – Total loan 140k

The situation: A British client who had previously lived abroad, was moving back to England needed to re-mortgage house that they used as a buy to let and re-mortgage it onto a residential mortgage.

The solution: Commercial Expert Ltd arranged the re-mortgage and transfer of the type of mortgage with a building society. In total we were able to re-mortgage to property for 140,000.00.