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Property Investment Finance

There are many more options other than standard Buy to Let (BTL) lenders.
Commercial lenders have a good appetite for residential property investors,
particularly those with portfolios.

These are typically standalone transaction’s and borrowing is based upon a
bricks and mortar valuation and rental income. Several different stress
techniques are used by various lenders, the key is having the knowledge
and the access to these bespoke lenders.

Solutions are available for those property investors who want to:

  • Expand their portfolio
  • Buy property quickly at auction
  • Renovate existing property
  • Utilise existing equity in their property
  • Refinance onto a cheaper rate
  • Exit from their existing lender

Investment Property Loan

An Unsecured Business Loan could be the quick solution
for your business needs.

Did you know?

40 year term available, Interest only available, 85% maximum Loan to Value,
No need for income proof,
Low Early Redemption Charges, 1st and 2nd charges, Rates from 2.35% (typical), Capital raising for any legal purpose.

Case Study

Asset Finance (Renewables) – Hertfordshire

Biomass Boiler funding requirement £147k

The situation

A farmer produced a large quantity of chippings, logs and sawdust. After some research the farmer realised that he could covert this into pellets and use as fuel for a biomass boiler. The boiler could then in turn produce enough heat to replace his current oil filled boiler, and electric heaters through his home, farm and workshops. Various grants were available and a specialist company brought in to assist with calculations, costings and install.

The solution

After ensuring that the costings, forecasts, cash-flow, accounts and profile was suitable for finance, a set of Indicative Terms were issued within 72 hours for a 100% funding proposal. The payments were 100% tax deductible and were over a flexible term of 36,48 or 60 months, giving the client enough scope to decide which best fit their cash-flow.