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Property Investment Finance

There are many more options other than standard Buy to Let (BTL) lenders.
Commercial lenders have a good appetite for residential property investors,
particularly those with portfolios.

These are typically standalone transaction’s and borrowing is based upon a
bricks and mortar valuation and rental income. Several different stress
techniques are used by various lenders, the key is having the knowledge
and the access to these bespoke lenders.

Solutions are available for those property investors who want to:

  • Expand their portfolio
  • Buy property quickly at auction
  • Renovate existing property
  • Utilise existing equity in their property
  • Refinance onto a cheaper rate
  • Exit from their existing lender

Investment Property Loan

An Unsecured Business Loan could be the quick solution
for your business needs.

Did you know?

40 year term available, Interest only available, 85% maximum Loan to Value,
No need for income proof,
Low Early Redemption Charges, 1st and 2nd charges, Rates from 2.35% (typical), Capital raising for any legal purpose.

Case Study

Tier 3 Lender – London

Purchase of New Build flat – total loan of £891k

The situation: An introducer to Commercial Expert Ltd approached us with a client he was struggling to obtain finance for. The client was a high net worth foreign citizen living outside the UK. He was purchasing a new build flat for £1,485,000 and had paid a substantial deposit already. The client had no property experience or credit file in the UK.

The solution: We approached a Tier 3 lender who specialise in foreign citizen buy to let. This lender as a Multi-National lender is able to do further searches on foreign citizens and got comfortable with the client and affordability. The lender agreed to lend him £891,000 over a 3 year term, allowing the client to get the much needed UK credit history required.