We are FCA Regulated and are full members of the NACFB.

Secured Loans

Secured Loans as a business solution can be used for virtually any legal purpose, and
are generally quicker to complete than a remortgage as a funding solution.

A Secured Loan can also enable clients to borrow money, particularly
if they do not wish to lose a current, low mortgage rate.

Commercial loan sizes are available from £10,000 up to £500,000 with loan terms
up to 25 years, a secured loan is often a suitable alternative
to a remortgage.

Secured Loans also benefit from no upfront costs and there
is no requirement for a solicitor to be involved in the transaction,
keeping costs and time to a minimum.

Acceptable Purposes for a Secured Loan

  • Up to 95% LTV for all applicants
  • Can ignore all adverse credit over 1 year old
  • Loan sizes from £10,000 - £1,000,000
  • Larger loans available on referral
  • Rates from as low as 4.92%
  • Buy to let second charges available
    to 75% LTV
  • Up to 17 times income, using income
    & expenditure
  • Poor credit options available
  • Loans available for borrowers looking
    to exit a debt management plan, IVA's
    and even bankruptcy
  • Average completion time is 15 days
  • 1st charge BTL available in days
  • Little or no redemption penalties
  • Relaxed income proof for self
    -employed borrowers
  • Secured Loans covers most legal
    purpose including business purpose
    and repayment of tax bills amongst
    others

Express Enquiry

Complete our quick online enquiry form and one of our
specialists will contact you to discuss your specific options.

Express Enquiry








Case Study

Crowd Funding – Wales

Crowd funding – Total loan £50k

The situation: An introducer approached Commercial Expert Ltd to help fund a trading holiday let business, which required funding for upgrades to property and amenities.

The solution: We approached a Peer to Peer Lender who agreed to lend £50,000 on an unsecured Basis. The funding was agreed in a matter of hours of been posted on their website and funds were in the clients account within a week.