We are FCA Regulated and are full members of the NACFB.
Placing your commercial and business funding and loan requirements with Commercial Expert Ltd allows you to
spend your precious time running or planning your business, safe in the knowledge that
we are working hard behind the scenes, keeping you fully informed throughout.
Give us a call on 01325 359800 to discuss your next commercial loan requirements.
At Commercial Expert Ltd we work with you, understanding your plans and objectives, preparing and presenting your requirements in order to source the right commercial finance, or business funding solution for you. We understand the lenders - their funding criteria and their lending preferences. This allows us to choose specific commercial lenders suited to your type of business.
As successful specialists within the Commercial Finance sector, we are a nationally known, well-respected and transparent commercial finance advisory firm. We have all types of clients throughout the country with full access to whole of market mortgages. Based in County Durham, Commercial Expert Ltd is headed by Michael Coates, whose team has many years' experience and expertise in financial services and are not only proficient, but successful in the Commercial sector. Commercial Expert Limited offers personal service, a professional attitude, a centrally based office, up-to-date technology and a skilled and personable in-house administration team for efficient case handling.
The Castledene Group
Since the very first meeting over 6 years ago, Mike and the team at Commercial Expert team have work tirelessly to help me build my portfolio, finding the right finance solutions AND getting me the best deal every time . Their knowledge and experience of the property and finance sector is second to none and they instil confidence and reassurance throughout every stage of the process. The personalisation of the services they offer, and the speed at which they can complete complex cases continues to impress me.
Asset Finance (Renwables) – Leicestershire
LED Lighting Funding Requirement £805k
The situation: A large PLC required a lighting re-fit of one of its warehouses. The warehouse used lighting 24 hours a day and saw the benefit in installing LED lighting units, where the energy usage was 75% lower than their current units, but also had a life span of 10 years. This meant that the PLC didn’t have to replace the bulbs on an yearly basis. The replacement of bulbs meant a day’s closure of the warehouse and a team of installers who were expensive, this was not cost productive. The decision was made that a finance option may be a good solution to fund the units.
The Solution: A quotation was presented to Commercial Expert Ltd, due to the client being a PLC, data was readily available and a finance proposal was quickly produced to fund 100% of the fitments and installation costs. The payments were 100% tax deductible and were over a flexible term of 36,48 or 60 months, giving the client enough scope to decide which best fit their cash-flow.
Frequently Asked Questions From Our Clients