We are FCA Regulated and are full members of the NACFB.

Alternative Funding

Minimum Criteria

A minimum annual
turnover of £50,000

Applicants need
to be limited companies or LLPs.

2+ years’ filed
accounts with companies house
in order to apply

No supported Personal
Guarantees are required

Crowd Funding

Crowd funding is where one person, an investor, lends to lots of business, therefore spreading their risk.

One business borrows from lots of different people, and chooses the lowest rate on offer. The investor gets a great return and the business has access to cheap and fast funds.

Crowd funded lenders have grown in number over recent times and are now funding:

  • Bridging Finance
  • Property Development
  • Commercial Mortgages
  • Cash-flow
  • Working Capital Money

It is still widely believed by many married people (approximately one in two) that on their death, all of their assets
will automatically pass to their spouse. But in reality, depending on the size of the estate, if there are children,
a spouse may only inherit personal items and the first £125,000 outright.

The remainder of the estate is split to one half on Trust to pay the income to the surviving spouse, and the other
half passes absolutely to any children on attaining the age of 18 years. This applies by law in England,
Northern Ireland and Wales, different provisions apply to Scotland.