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Buy To Let Portfolio – County Durham

7 x £50k mid terraced properties

The situation: Due to low provable income, this client was struggling to place his 7 property purchase. Most High Street lenders needed provable income via SA302 forms. Although the client showed very good profits, personal income was kept to a minimum.

The solution: A commercial loan was arranged, as the lender was more interested in experience, rental income and overall financial position of the client – basically taking a broader, more sensible approach.