Our advice is Relationship Driven, Non-Transactional and delivered with integrity.


At Commercial Expert Ltd we work with you, understanding your plans and objectives, preparing
and presenting your requirements in order to source the right funding solution for you.

We use our expertise and understanding of the financial marketplace and the relationships
that we have forged with banks, building societies, factors and a whole range of alternative
forms of business finance – we work directly with the decision makers.

Commercial Loan

Although Commercial Expert Ltd accesses the majority of high street lenders, there are many more options available, all with completely different criteria. Commercial Expert Ltd has the knowledge and the expertise to access the vast range of lenders including specialist funders, building societies and challenger banks. A commercial loan (business mortgage or commercial loan) is a loan secured against a property used for any legal business purposes. Often it can provide a flexible and affordable solution. Giving you access to much needed capital. A commercial loan is usually considered the best way to finance the purchase of buildings or land for business purposes.

Development Finance

Development finance is available on all types of property including new
build and refurbishments to offices, warehouses, factories and shops,
including residential new builds, conversions and renovations.

Points to consider, all applications will usually need the following:

  • Architects drawings
  • Full planning permission
  • Developer experience and track record
  • Quantity Surveyor
  • Exit strategy

The above points are not always a requirement but should
certainly be considered prior to applying for funds..

Bridging Finance

Used in time restricted situations and increasingly as a way to get transactions funded, restricted lending in the mainstream market has seen a wider use of bridging finance. Each case written is bespoke with set criteria, and bridging lenders will make funds available swiftly. Short term finance funding solution, sometimes arranged in advance, for property purchases, auctions, refurbishments, or developments – large and small. Closed or open loans, the funds are usually lent against the property valuation. Bridging can also be used in non-property scenarios – credit repair, settle a tax liability, or probate cases for example. Typical, complex or unusual, we find the best lender and provide an affordable cost structure

Peer2Peer Lending

Our team of experienced specialists can help you access up to £500,000 unsecured finance. Whether you need to invest in new equipment for your company, from IT hardware to plant and machinery or heavy commercial vehicles, you're looking to expand your business, grow your team or need working capital Commercial Expert can help. Because we are independent we will source funding to suit your needs from a range of lenders. We take the hassle out of accessing funding and work with the lenders, so you can get back to running your business. Decision within 48 hours. Funds typically received within 7 working days. Rates from 4.9%. Loan terms 6 Months - 5 years. No early repayment charges or penalties. Need more info on how it works? Call our specialists on 01325 359 800

Rescue Finance

Does your business need to raise cash? Have you been turned down by your traditional source of finance? Does your business have outstanding bills? Are you concerned that your business may close? Does your business need help with a large order? If you have answered yes to any of these questions, all is not lost! Commercial Expert Ltd have the skill, care and understanding to assist you and your business. Although traditional sources of finance may no longer available to you, there are dozens of specialist lenders who can provide you with the solution you need. This may be in the form of a short-term unsecured business loan, a cash-flow injection or a longer refinance option. Money may be needed quickly, this isn’t an issue and we understand the need for privacy. Our dedicated team are on hand to assist you and provide you with a friendly and responsive service.

Other Finance Services

Highly bespoke funding options, designed and tailored to the needs of your business