Our advice is Relationship Driven, Non-Transactional and delivered with integrity.

Asset Finance

Its main aim is to provide flexibility of funding using credit or leasing facilities to
purchase assets for your business, such as machinery or equipment needed
to run or grow the business. It is, in the main, more competitive than bank funding.
It is financed from working revenue and has affordable, regular payments
which ease cash flow. Fixed rates are available and there are possible
tax advantages.

This can be a bewildering area of finance with various commercial mortgage and
property investment schemes. There are probably as many different schemes as
there are business scenarios. An independent financial broker such as
Commercial Expert Ltd will have access to competitive rates and a
range of lenders and finance sources – prime lenders (high street names) and subprime
lenders. This broad access allows us to answer enquiries from self-employed,
sole traders, partnerships, those with adverse credit and other non-status situations.

Asset finance can be plant – machinery and tools, vehicles – cars to combines,
equipment – computers to construction. The general criteria is that the asset is
to be identifiable, durable and moveable.

Express Enquiry

Complete our quick online enquiry form and one of our
specialists will contact you to discuss your specific options.

Express Enquiry

Case Study

Unsecured Business Loan – Yorkshire

Unsecured business loan – Total loan of £92k

The situation: A family run business, which stretched over one hundred and twenty five years and five generations, was referred to us by one of our introducers. The shop is situated on the high street opposite a popular market. The business wanted to funds to modernise the retail unit, pay off their overdraft, pay off the business credit cards and develop their website. This was to keep up to date with the changing market and increase profits.

The solution: They felt that the shop floor did not give off the right first impression and was outdated therefore they wanted to modernise it to keep up with competition from other retail shops. Within six months the case was completed for a total sum of £92,633 over twenty four years.