Direct access to over 200 lenders.
Its main aim is to provide flexibility of funding using credit or leasing facilities to
purchase assets for your business, such as machinery or equipment needed
to run or grow the business. It is, in the main, more competitive than bank funding.
It is financed from working revenue and has affordable, regular payments
which ease cash flow. Fixed rates are available and there are possible
This can be a bewildering area of finance with various commercial mortgage and
property investment schemes. There are probably as many different schemes as
there are business scenarios. An independent financial broker such as
Commercial Expert Ltd will have access to competitive rates and a
range of lenders and finance sources – prime lenders (high street names) and subprime
lenders. This broad access allows us to answer enquiries from self-employed,
sole traders, partnerships, those with adverse credit and other non-status situations.
Asset finance can be plant – machinery and tools, vehicles – cars to combines,
equipment – computers to construction. The general criteria is that the asset is
to be identifiable, durable and moveable.
Complete our quick online enquiry form and one of our
specialists will contact you to discuss your specific options.
Residential Development – Yorkshire
Residential Development – Total Loan £961k
The Situation: A property developer in Yorkshire was under pressure from a high street bank to
redeem a commercial loan he had taken out in order to develop over 40 residential units. After the
property market adjusted, our client was left with a number of properties within the development
company and a substantial seven figure sum outstanding.
The Solution: Commercial Expert Ltd worked with the client and the high street bank and created a
solution which involved negotiating a substantial ‘Debt Forgiveness’ with the bank. We arranged the
transfer of ownership of the properties from the client’s limited company into his own personal name.
Using the equity in the properties as a deposit and working with a quick bridging product meant that
the client was able to settle his bank debt and reduce his overall borrowing.