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Asset Finance

Its main aim is to provide flexibility of funding using credit or leasing facilities to
purchase assets for your business, such as machinery or equipment needed
to run or grow the business. It is, in the main, more competitive than bank funding.
It is financed from working revenue and has affordable, regular payments
which ease cash flow. Fixed rates are available and there are possible
tax advantages.

This can be a bewildering area of finance with various commercial mortgage and
property investment schemes. There are probably as many different schemes as
there are business scenarios. An independent financial broker such as
Commercial Expert Ltd will have access to competitive rates and a
range of lenders and finance sources – prime lenders (high street names) and subprime
lenders. This broad access allows us to answer enquiries from self-employed,
sole traders, partnerships, those with adverse credit and other non-status situations.

Asset finance can be plant – machinery and tools, vehicles – cars to combines,
equipment – computers to construction. The general criteria is that the asset is
to be identifiable, durable and moveable.

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Complete our quick online enquiry form and one of our
specialists will contact you to discuss your specific options.

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Case Study

Crowd Funding – County Durham

Crowd funding – Total loan £50k

The situation: An existing client needed funds to expand his growing business. He had approached his local bank who stated that without our client providing further asset security, they couldn’t help.

The solution: We applied to a crowd funding lender for an unsecured business loan. The loan was accepted in principal for £50,000. All documentation was submitted electronically and within two weeks the funds were in his company bank account. No need for solicitors.