Direct access to over 200 lenders.

Commercial Loan

Although Commercial Expert Ltd accesses the majority of high street lenders,
there are many more options available, all with completely different criteria.

Commercial Expert Ltd has the knowledge and the expertise to access
the vast range of lenders including specialist funders, building societies and challenger banks.

A commercial loan (business mortgage or commercial loan) is a loan secured
against a property used for any legal business purposes.

Often it can provide a flexible and affordable solution. Giving you access to much needed capital.

A commercial loan is usually considered the best way
to finance the purchase of buildings or land for business purposes.

Did you know?

  • Term to 30 years available
  • 'Interest Only' available up to 75%
  • 100% LTV available (professionals only).
    Up to 80% on standard plans
  • 'Goodwill' taken into account
  • Accounts viewed EBITDA (Earnings before
    interest, taxes, depreciation and a mortization)
  • 1st and 2nd charges
  • Low ERC's
  • Rates from 2.35% (typical)

Express Enquiry

Complete our quick online enquiry form and one of our
specialists will contact you to discuss your specific options.

Express Enquiry

Case Study

Purchase & Refinance – North West England

Purchase and Refinance – Total bridging loan £136k

Total refinance loan – £155k

The situation: This client was referred to us by another lender who struggled to make the case fit their lending profile. His plan was to buy a pub in Cumbria and convert it into a café and function room, however this did not proceed as he was gazumped.

The solution: We were then able to help him in his next project to buy a house for investment purposes. A bridging loan of £136,100.50 was agreed for the new property secured against that and an unencumbered house he already owned. The bridging loan was suitable in order to repair his credit file and carry out some refurbishment. He then needed to refinance the property in order to get out of the bridging loan and since his credit file had been repaired the loan was easily placed. The total loan was £155,000.00 which meant the bridging loan was fully serviced.