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Property Investment Finance

There are many more options other than standard Buy to Let (BTL) lenders.
Commercial lenders have a good appetite for residential property investors,
particularly those with portfolios.

These are typically standalone transaction’s and borrowing is based upon a
bricks and mortar valuation and rental income. Several different stress
techniques are used by various lenders, the key is having the knowledge
and the access to these bespoke lenders.

Solutions are available for those property investors who want to:

  • Expand their portfolio
  • Buy property quickly at auction
  • Renovate existing property
  • Utilise existing equity in their property
  • Refinance onto a cheaper rate
  • Exit from their existing lender

Investment Property Loan

An Unsecured Business Loan could be the quick solution
for your business needs.

Did you know?

40 year term available, Interest only available, 85% maximum Loan to Value,
No need for income proof,
Low Early Redemption Charges, 1st and 2nd charges, Rates from 2.35% (typical), Capital raising for any legal purpose.

Case Study

Business Expansion – Teesside

Business Expansion – Total Loan £98k

The situation: The owner of a retail business was looking to purchase a new warehouse to continue his expansion plans. The business owner had been told by his current High Street Bank that they would not be willing to lend them any monies for this purchase as they were ‘growing too fast’. The client didn’t want to transfer all of his banking away to a new High Street Bank, so the client approached Commercial Expert Ltd after a search on the Internet.

The Solution: Commercial Expert Ltd arranged a £98,000 stand-alone loan, secured on the new warehouse which was being purchased for £140,000. The banking remained where it was and the client and bank relationships remained intact.