Direct access to over 200 lenders.
Property Investment Finance
There are many more options other than standard Buy to Let (BTL) lenders.
Commercial lenders have a good appetite for residential property investors,
particularly those with portfolios.
These are typically standalone transaction’s and borrowing is based upon a
bricks and mortar valuation and rental income. Several different stress
techniques are used by various lenders, the key is having the knowledge
and the access to these bespoke lenders.
Solutions are available for those property investors who want to:
- Expand their portfolio
- Buy property quickly at auction
- Renovate existing property
- Utilise existing equity in their property
- Refinance onto a cheaper rate
- Exit from their existing lender
Investment Property Loan
An Unsecured Business Loan could be the quick solution
for your business needs.
Did you know?
40 year term available, Interest only available, 85% maximum Loan to Value,
No need for income proof,
Low Early Redemption Charges, 1st and 2nd charges, Rates from 2.35% (typical), Capital raising for any legal purpose.
Purchase – Yorkshire
Purchase – Total Loan £74k and £79k
The situation: An existing client with a large investment portfolio, came to us with the need for a short term loan that would allow him to purchase a new investment property to renovate and sell on. He is of a high net worth, clean credit record and over 20 years’ experience in property investment.
The solution: The property was purchased for £105,000.00 and we secured him a loan of £74,933.25 (70% LTV) over an 18 months on an interest only basis. This client also wanted to purchase another investment property for £105,500.00, he needed 70% LTV. The remaining monies coming from his own funds. Again, it was on a short term basis on 18 months on an interest only basis. The total loan was £79,928.80.