Direct access to over 200 lenders.
Property Investment Finance
There are many more options other than standard Buy to Let (BTL) lenders.
Commercial lenders have a good appetite for residential property investors,
particularly those with portfolios.
These are typically standalone transaction’s and borrowing is based upon a
bricks and mortar valuation and rental income. Several different stress
techniques are used by various lenders, the key is having the knowledge
and the access to these bespoke lenders.
Solutions are available for those property investors who want to:
- Expand their portfolio
- Buy property quickly at auction
- Renovate existing property
- Utilise existing equity in their property
- Refinance onto a cheaper rate
- Exit from their existing lender
Investment Property Loan
An Unsecured Business Loan could be the quick solution
for your business needs.
Did you know?
40 year term available, Interest only available, 85% maximum Loan to Value,
No need for income proof,
Low Early Redemption Charges, 1st and 2nd charges, Rates from 2.35% (typical), Capital raising for any legal purpose.
Tier 2 Lender – London
Refinance of Buy To Let – total loan £292k
The situation: An introducer of Commercial Expert Ltd contacted us in regards to a Client who had to refinance an investment property. The client’s current lender was putting him under pressure to leave as his current deal with them was coming to an end. The client was a professional landlord (over £10m in property) but was a foreign national residing outside the UK.
The solution: We approached a Tier 2 Specialist Property Lender, this loan was outside their parameters, but due to the clients net worth / clients property experience and low loan to value (55%), the lenders managing director approved the case as an exception. After a satisfactory valuation, the loan was offered in a timely manner.