We are FCA Regulated and are full members of the NACFB.
Secured Loans as a business solution can be used for virtually any legal purpose, and
are generally quicker to complete than a remortgage as a funding solution.
A Secured Loan can also enable clients to borrow money, particularly
if they do not wish to lose a current, low mortgage rate.
Commercial loan sizes are available from £10,000 up to £500,000 with loan terms
up to 25 years, a secured loan is often a suitable alternative
to a remortgage.
Secured Loans also benefit from no upfront costs and there
is no requirement for a solicitor to be involved in the transaction,
keeping costs and time to a minimum.
Acceptable Purposes for a Secured Loan
- Up to 95% LTV for all applicants
- Can ignore all adverse credit over 1 year old
- Loan sizes from £10,000 - £1,000,000
- Larger loans available on referral
- Rates from as low as 4.92%
Buy to let second charges available
to 75% LTV
Up to 17 times income, using income
- Poor credit options available
Loans available for borrowers looking
to exit a debt management plan, IVA's
and even bankruptcy
- Average completion time is 15 days
- 1st charge BTL available in days
- Little or no redemption penalties
Relaxed income proof for self
Secured Loans covers most legal
purpose including business purpose
and repayment of tax bills amongst
Complete our quick online enquiry form and one of our
specialists will contact you to discuss your specific options.
Buy To Let Portfolio – Scotland
5 x Residential Properties – Total loan £252k
The situtation: The client owns an estate agent that has been letting properties for over 20 years. They wanted to borrow £97,500 over 10 years to buy two residential properties to be rented out as two flats.
The solution: There were some issues during the process but due to our experience and vigilance in commercial transactions it was quickly resolved and the case was completed. We also completed a deal, earlier in the year, to purchase 3 properties totaling £154,500.