We are FCA Regulated and are full members of the NACFB.
Secured Loans as a business solution can be used for virtually any legal purpose, and
are generally quicker to complete than a remortgage as a funding solution.
A Secured Loan can also enable clients to borrow money, particularly
if they do not wish to lose a current, low mortgage rate.
Commercial loan sizes are available from £10,000 up to £500,000 with loan terms
up to 25 years, a secured loan is often a suitable alternative
to a remortgage.
Secured Loans also benefit from no upfront costs and there
is no requirement for a solicitor to be involved in the transaction,
keeping costs and time to a minimum.
Acceptable Purposes for a Secured Loan
- Up to 95% LTV for all applicants
- Can ignore all adverse credit over 1 year old
- Loan sizes from £10,000 - £1,000,000
- Larger loans available on referral
- Rates from as low as 4.92%
Buy to let second charges available
to 75% LTV
Up to 17 times income, using income
- Poor credit options available
Loans available for borrowers looking
to exit a debt management plan, IVA's
and even bankruptcy
- Average completion time is 15 days
- 1st charge BTL available in days
- Little or no redemption penalties
Relaxed income proof for self
Secured Loans covers most legal
purpose including business purpose
and repayment of tax bills amongst
Complete our quick online enquiry form and one of our
specialists will contact you to discuss your specific options.
Asset Finance (Renewables) – Kent
Solar Power funding requirement £35k
We were approached by an energy firm who had issued a quotation to a Hotel to install Solar Panels on their large roof. The hotel was aware of the cost saving benefit and ability to reduce it electricity bill, coupled with the fact that it would advantage UK Government’s Feed-in Tariffs scheme (FITs), which could mean that they get money from their energy supplier. The main issue was that the business could not afford to pay for the solar panels as a lump sum.
We conducted a Ltd company search on the owner of the hotel, ensured that all data was accurate and correct and provided the quotation and relevant company data to a specialist lender. Indicative Terms were issued within 72 hours of enquiry for a 100% funding proposal. The payments were 100% tax deductible and were over a flexible term of 36,48 or 60 months, giving the client enough scope to decide which best fit their cash-flow.