We are FCA Regulated and are full members of the NACFB.

Why us

Placing your commercial and business funding and loan requirements with Commercial Expert Ltd allows you to
spend your precious time running or planning your business, safe in the knowledge that
we are working hard behind the scenes, keeping you fully informed throughout.

Give us a call on 01325 359800 to discuss your next commercial loan requirements.

Our Experts

At Commercial Expert Ltd we work with you, understanding your plans and objectives, preparing and presenting your requirements in order to source the right commercial finance, or business funding solution for you. We understand the lenders - their funding criteria and their lending preferences. This allows us to choose specific commercial lenders suited to your type of business.


About us

As successful specialists within the Commercial Finance sector, we are a nationally known, well-respected and transparent commercial finance advisory firm. We have all types of clients throughout the country with full access to whole of market mortgages. Based in County Durham, Commercial Expert Ltd is headed by Michael Coates, whose team has many years'​ experience and expertise in financial services and are not only proficient, but successful in the Commercial sector. Commercial Expert Limited offers personal service, a professional attitude, a centrally based office, up-to-date technology and a skilled and personable in-house administration team for efficient case handling.



Commercial Property Portfolio

We were looking to refinance our commercial property portfolio, and now have certainty over our financial future – and have funding that suits our business needs. We found the Commercial Expert team to be friendly, knowledgeable and helpful, and are entirely satisfied with the impeccable service provided by Dan and the team.


Case Studies

Hotel Refinance – Isle of Wight

The situation: This was a very complex case, mostly due to the location. The client required the removal of Bridging Finance from his hotel, but the equity wasn’t available. However Commercial Expert Ltd also has access to private banking and offshore facilities.

The solution: We introduced the client to some partner services, completed all of the paperwork, and linked both clients and 2 banks up with each other. We kept in touch with all parties ensuring that data was flowing correctly. The client refinanced his hotel with an international arm of a lender and his own home with a private arm of a lender, saving the client thousands of pounds in interest.

Our Story