We provide Honest, Transparent and Bespoke Advice.

Why us

Placing your commercial and business funding and loan requirements with Commercial Expert Ltd allows you to
spend your precious time running or planning your business, safe in the knowledge that
we are working hard behind the scenes, keeping you fully informed throughout.

Give us a call on 01325 359800 to discuss your next commercial loan requirements.

Our Experts

At Commercial Expert Ltd we work with you, understanding your plans and objectives, preparing and presenting your requirements in order to source the right commercial finance, or business funding solution for you. We understand the lenders - their funding criteria and their lending preferences. This allows us to choose specific commercial lenders suited to your type of business.


About us

As successful specialists within the Commercial Finance sector, we are a nationally known, well-respected and transparent commercial finance advisory firm. We have all types of clients throughout the country with full access to whole of market mortgages. Based in County Durham, Commercial Expert Ltd is headed by Michael Coates, whose team has many years'​ experience and expertise in financial services and are not only proficient, but successful in the Commercial sector. Commercial Expert Limited offers personal service, a professional attitude, a centrally based office, up-to-date technology and a skilled and personable in-house administration team for efficient case handling.



The Castledene Group

Since the very first meeting over 6 years ago, Mike and the team at Commercial Expert team have work tirelessly to help me build my portfolio, finding the right finance solutions AND getting me the best deal every time . Their knowledge and experience of the property and finance sector is second to none and they instil confidence and reassurance throughout every stage of the process. The personalisation of the services they offer, and the speed at which they can complete complex cases continues to impress me.

John Paul

Case Studies

Tier 3 Lender – London

Purchase of New Build flat – total loan of £891k

The situation: An introducer to Commercial Expert Ltd approached us with a client he was struggling to obtain finance for. The client was a high net worth foreign citizen living outside the UK. He was purchasing a new build flat for £1,485,000 and had paid a substantial deposit already. The client had no property experience or credit file in the UK.

The solution: We approached a Tier 3 lender who specialise in foreign citizen buy to let. This lender as a Multi-National lender is able to do further searches on foreign citizens and got comfortable with the client and affordability. The lender agreed to lend him £891,000 over a 3 year term, allowing the client to get the much needed UK credit history required.


Frequently Asked Questions From Our Clients


Our Story